Group Health & Dental
Here at Insurance Quotes 24/7, we’re committed to helping you find health, home, auto and life insurance that fits your needs—and your budget. We’ve also partnered with InsureMe to put you in the driver’s seat, allowing you to compare up to five free quotes on the insurance of your choice.
Insurance Shopping Made Easy
By entering your information to the right, you are instantly matched with the most competitive companies in the business. And, once matched, you will receive up to five free quotes for fast and easy comparison!
We Pledge Our Protection
At Insurance Quotes 24/7, we take pride in protecting your personal information. That’s why we use the highest security measures available to safeguard it. We also work to keep spam out of your inbox by vowing never to sell your email address for mass marketing schemes.
Get Your Free Quotes Today!
Trust Insurance Quotes 24/7 to find a policy for you. Simply enter your information in the box below and receive up to five free quotes on the insurance of your choice!
One of the best perks an employer can offer his or her employees is benefits and one of the best benefits is group health and dental. It’s a valuable benefit that employees appreciate! So what type of coverage can you provide?
There are many different health care plans available. Choosing the right one for your company and your employees can be a bit overwhelming. That’s why it’s so important to take the time to understand what coverage is available and what packages offer the best value for your money.
Group health covers a variety of services. It will cover costs for doctors, specialists, hospital care, private bed, tests, and any other direct health care costs that you incur as a result of treating an illness, injury, or disease.
You can also obtain vision care coverage which covers the cost of your eye examination, and any special testing that must be done. It will also cover either a percentage or the full cost up to a maximum dollar value for glasses or contact lenses.
Physiotherapists, massage therapists, occupational therapists, chiropractors, naturopaths, podiatrists, speech specialists, dieticians, acupuncturists, and a host of other professional medical services are also usually covered by the plan. Of course you’ll need to carefully read what each plan offers.
The cost of an ambulance, including an air ambulance is usually covered by health insurance. And should you be admitted to hospital if you request a private or semi-private room the cost may be covered.
The services of a private duty nurse may be covered by your policy if you require care immediately upon discharge. The nurse must be a RN.
Your coverage may also include payment of medical supplies such as wheel chairs, oxygen, prosthesis, crutches, casts, hearing aids, blood pressure monitors, or any other medical equipment required in the treatment of an illness or injury.
Prescription drugs may or may not be included in the coverage. Plans can cover anywhere from 0% to 100% of the drug costs. Some restrictions may apply relating to coverage on some drugs.
Dental coverage is also important to employees, especially those with children. Dental plans also vary from basic to full coverage.
A basic dental plan generally covers preventative and diagnostic services as well as basic maintenance and repair work. The more elaborate plans may cover restoration, dentistry, oral surgery, peritonitis, and complex restorative dentistry.
Occasionally a plan may cover orthodontist and other very specialized services. Deductibles for dental coverage vary as much as the dental plans do, so you’ll need to do some research.
If you want to keep your employees happy and encourage them to stick around for awhile, be sure to offer them group health and dental benefits. It’s a win-win situation all the way around!
Click Here for Your Free Health Insurance Quotes
